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Committed to your needs


Our role is to guide you through the buying, selling or financing process, taking the time to make sure you understand every step of the way.  We are absolutely committed to fulfilling your needs with the high degree of professionalism, expertise and service.  Our committment to your satisfaction is the foundation from which a long lasting relationship is built and earn a "Client for Life"!


Get fast real estate and mortgage answers


At our website you can find tools available to answer virtually any mortgage or real estate question.  Thinking about buying your first home?  Take a look at our buyer reports.  Confused by all the loan programs to choose?  Our Loan Programs page will help you find the right type of loan for you. 


 Enthusiasm working for you

Helping people making one of their most important decisions is a serious responsibility, but something we enjoy doing.  This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions. 

 Established credibility

We have many years of experience and knowledge working in the industry.  We can say with confidence that we will get the job done to your satisfaction. 



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Homes and Loans 123 - 610 Anacapa Lane - Foster City, CA 94404
Office Phone: (650) 286-0703 Fax: (650) 477-2031 Cell Phone: (650)-465-2092


We lend in the following states: CA

e-PRO Equal Housing Lender GRI - Graduate, REALTOR Institute REALTORŪ

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